Payments that feel
Alive & Magical
Experience next-generation financial services powered by an intelligent, always-on AI assistant. Send money, track bills, and grow wealth—all through a friendly chat.
Processing ₦50,000 transfer...
✓ DSTV bill paid
Meet Your AI Payment Crew
A dedicated team of AI agents working tirelessly for your wallet. Hover to meet the crew keeping your money moving.
The Speeder
Sends Naira across the globe before you even blink.
The Guardian
Locks your money down tighter than a vault.
The Accountant
Never lets your electricity or DSTV expire.
Smarter than an app.
Faster than a browser.
There is no clunky UI to navigate or passwords to forget. Tell Warp what you want to do in natural language, and consider it done. It's like having a private assistant waiting in your WhatsApp.
- No apps to download or update
- Works perfectly on 2G/3G connections
- Payment-grade encryption by default
Start paying in
under 2 minutes
No paperwork. No branch visits. No waiting.
Say 'Hi' to Warp
Open WhatsApp or Telegram and send a message to Warp. It takes 5 seconds.
Get Your Warp Account
Create your secure Warp account instantly. Powered by a CBN-licensed institution.
Start Transacting
That's it! Send money, pay bills, check balance - all by chatting naturally.
Pay where you
already are
No new apps to learn. We meet you on the platforms you use every day. Over 2 billion people use WhatsApp. You probably do too.
Your money is
fortress-protected
We use the same security infrastructure trusted by the world's biggest financial institutions. Zero fraud incidents since launch.
Join Thousands of Smart Nigerians
Live transactions happening right now on Warp.
Ready to pay smarter?
Join thousands of Nigerians discovering a smarter way to pay. Start your first transaction in under 60 seconds.
Free to use • No hidden fees • Cancel anytime